Personal Contract Purchase (PCP)
Personal Contract Purchase (PCP) is a scheme written in a private individual's own name.
It is especially popular with former company car drivers who have taken a car allowance and opted out of the company car scheme, or private purchasers wanting to get the best vehicle to fit their monthly budget.
Low initial payment
A low initial payment helps cashflow.
Choice
Many options available at the end of the term, including handing the vehicle back, purchasing outright or change vehicle again
Flexibility
Settlement figure can be obtained at any stage.
Maintenance option
Easy transition from company car can be made.
Tax benefits
No company car tax to pay = more money in your pay packet!
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